The Citi Premier® Card offers a plethora of rewards and benefits, including a generous sign-up bonus, accelerated points earning on various categories, and exclusive perks for travelers.
Advantages of the card Citi Premier® Card
The Citi Premier® Card presents several advantages for cardholders:
Earn 60,000 bonus points after spending $4,000 in the first 3 months, redeemable for $600 in gift cards or travel rewards. Get 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions booked on the Citi TravelSM portal through June 30, 2024. No foreign transaction fees, making it an ideal companion for international travelers. Earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels, and 1X on all other purchases. Enjoy a $100 annual hotel savings benefit for stays of $500 or more through thankyou.com. Redeem ThankYou® Points for gift cards, travel rewards, and more, with no expiration or limit on earning points.Disadvantages of the card Citi Premier® Card
While the Citi Premier® Card offers many benefits, it’s essential to consider potential drawbacks:
An annual fee of $95 might deter some potential applicants. The variable APR for purchases ranges from 21.24% to 29.24%, depending on creditworthiness. [Bonus ThankYou® Points are not available if you’ve received a new account bonus for a Citi Premier account in the past 48 months.Extra features offered by the Citi Premier® Card
In addition to rewards and benefits, the Citi Premier® Card provides extra features to enhance your experience:
$100 annual hotel savings benefit for qualifying stays through thankyou.com. Points transfer option to participating airline loyalty programs, including TrueBlue®, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer. No foreign transaction fees, making it convenient for international travelers.Learn how to apply for your credit card Citi Premier® Card
Applying for the Citi Premier® Card is simple and convenient. Here’s how you can get started:
Discover the main ways to apply for the card Citi Premier® Card
You can apply for the Citi Premier® Card through various channels, including:
Online through the official Citi website. Using the Citi Mobile App for a seamless application process. Visiting a local Citi branch and speaking with a representative.Prerequisites for request
Before applying for the Citi Premier® Card, make sure you meet the following prerequisites:
From the site
To apply online, you’ll need to provide personal and financial information as required.
From the site App
Ensure you have the latest version of the Citi Mobile App installed on your smartphone for a smooth application process.
By agency
If applying in person, bring along identification and any necessary financial documents for verification.
In conclusion, the Citi Premier® Card offers a compelling suite of rewards, benefits, and features for savvy consumers who value travel perks and points flexibility. While it comes with an annual fee and variable APR, the potential rewards and savings outweigh the costs for many cardholders. With its generous sign-up bonus, accelerated points earning, and exclusive travel benefits, the Citi Premier® Card is a top contender for those seeking a rewarding credit card experience.