Explore the benefits, extra features, and application process of the Chase Sapphire Preferred Card.
Advantages of the Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card offers a plethora of advantages, making it a top choice for travelers and diners alike. With a generous welcome offer of 60,000 bonus points after spending $4,000 in the first 3 months, cardholders can enjoy $750 towards travel through Chase Ultimate Rewards®. Moreover, the card rewards 5x total points on travel booked through Chase Ultimate Rewards®, excluding certain hotel purchases, and 3x points on dining.
Disadvantages of the Chase Sapphire Preferred Card
While the Chase Sapphire Preferred Card boasts numerous benefits, it does come with an annual fee of $95. Additionally, the variable APR ranges from 21.49% to 28.49%, which may not be ideal for individuals who carry a balance month to month.
Extra features offered by the Chase Sapphire Preferred Card
In addition to its rewards structure, the Chase Sapphire Preferred Card provides extra perks such as up to $50 in statement credits each account anniversary year for hotel stays booked through Chase Ultimate Rewards®, and 1 point per dollar spent on all other purchases. Cardholders can also enjoy My Chase Plan®, allowing eligible members to split up purchases of $100 or more into fixed monthly payments.
Learn how to apply for your credit card Chase Sapphire Preferred
Applying for the Chase Sapphire Preferred Card is a straightforward process. Prospective cardholders can visit the Chase website or use the mobile app to submit their application. Alternatively, they can apply in person at a Chase branch.
Discover the main ways to apply for the card Chase Sapphire Preferred
From the site
To apply online, visit the Chase website and navigate to the credit cards section. Select the Chase Sapphire Preferred Card and follow the prompts to complete your application.
From the site App
Download the Chase mobile app from the App Store or Google Play Store. Log in to your account or create one if you’re a new user. Navigate to the credit cards section and select the Chase Sapphire Preferred Card to begin your application process.
By agency
Visit your nearest Chase branch and speak with a representative to apply for the Chase Sapphire Preferred Card in person. They will guide you through the application process and address any questions or concerns you may have.
The Chase Sapphire Preferred Card is a standout option for those seeking travel and dining rewards. With its generous welcome offer, robust rewards program, and additional perks, it’s no wonder why this card receives accolades from various sources. While the annual fee and APR should be considered, the benefits outweigh the costs for many users. If you’re a frequent traveler or diner, the Chase Sapphire Preferred Card could be an excellent addition to your wallet.