The Discover it® Student Cash Back Credit Card offers numerous benefits for students, including cash back rewards, no annual fee, and additional features to help manage finances responsibly. Let’s dive into the advantages, disadvantages, and extra features of this card, along with how to apply for it.
Advantages of the card Discover it® Student Cash Back
The Discover it® Student Cash Back Credit Card offers 5% cash back on everyday purchases at different places each quarter, along with 1% cash back on all other purchases. Additionally, the card provides an unlimited dollar-for-dollar match of all the cash back earned in the first year, automatically. There is no annual fee, and the card is widely accepted, with 99% nationwide acceptance. Cardholders can easily redeem rewards for cash or use them for purchases at Amazon.com or with PayPal. The card also offers features like an introductory 0% APR for six months on purchases and access to online tools for managing finances.
Disadvantages of the card Discover it® Student Cash Back
While the Discover it® Student Cash Back Credit Card offers many benefits, it may not be suitable for individuals who prefer a simpler rewards structure or who frequently spend in categories not eligible for the 5% cash back bonus. Additionally, applicants without a credit score may qualify, but other underwriting criteria apply, which could limit approval for some students.
Extra features offered by the Discover it® Student Cash Back
The Discover it® Student Cash Back Credit Card provides several extra features to help students manage their finances responsibly. These include free access to FICO® Credit Score, online privacy protection, 24/7 customer service via the mobile app, and tools for tracking and redeeming cash back rewards. The card also offers security features like Freeze it® to prevent unauthorized transactions and alerts for Social Security number monitoring. Furthermore, cardholders can refer friends and earn statement credits for each successful referral.
Learn how to apply for your credit card Discover it® Student Cash Back
Students can apply for the Discover it® Student Cash Back Credit Card online through the Discover website or mobile app. The application process is straightforward and typically requires providing personal information and agreeing to the terms and conditions. Applicants may need to verify their student status and income to qualify for the card.
Discover the main ways to apply for the card Discover it® Student Cash Back
Prospective cardholders can apply for the Discover it® Student Cash Back Credit Card through various channels. They can visit the Discover website and navigate to the credit cards section to find the application link. Alternatively, they can download the Discover mobile app from the Apple Store or Google Play Store and complete the application process directly from their smartphones or tablets. Additionally, students may have the option to apply for the card in person at a Discover branch or through authorized agents.
The Discover it® Student Cash Back Credit Card offers a range of benefits for students, including cash back rewards, no annual fee, and valuable extra features. While it may not be the ideal choice for everyone, it provides a solid option for students looking to build credit responsibly and earn rewards on their everyday purchases. With straightforward application procedures and convenient access through online and mobile channels, it’s worth considering for students seeking a reliable credit card option.