Discover the advantages, disadvantages, and additional features of the Bank of America Travel Rewards Credit Card, and find out how to apply to take advantage of its perks. From unlimited points earning to a generous online bonus offer, this card is designed to enhance your travel experiences.
Advantages of the card Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card offers numerous advantages for frequent travelers. Cardholders can earn unlimited 1.5 points for every $1 spent on all purchases, with no expiration on points as long as the account remains open. Additionally, there is no annual fee and no foreign transaction fees, making it an excellent choice for international travel. The card also provides a low introductory APR offer, including 0% Intro APR for the first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening the account. Furthermore, new cardholders can earn a generous online bonus of 25,000 points after making at least $1,000 in purchases within the first 90 days of account opening.
Disadvantages of the card Bank of America Travel Rewards Credit Card
While the Bank of America Travel Rewards Credit Card offers attractive benefits, it’s important to consider potential drawbacks. One disadvantage is the intro balance transfer fee of 3% for the first 60 days, which increases to 4% for future balance transfers. Additionally, the standard APR, ranging from 18.24% to 28.24%, may be higher than some other credit cards, particularly for those with excellent credit scores. However, for most travelers who pay their balances in full each month, these drawbacks may not outweigh the benefits of the card.
Extra features offered by the Bank of America Travel Rewards Credit Card
In addition to its rewards program, the Bank of America Travel Rewards Credit Card offers several extra features. Cardholders benefit from enhanced security features, including fraud detection and $0 Liability Guarantee for fraudulent transactions. The card also supports contactless chip technology for quick and secure payments, as well as Balance Connect® for overdraft protection when linked to an eligible Bank of America checking account. Furthermore, cardholders can enjoy paperless statements, digital wallet technology, and access to Online & Mobile Banking for convenient account management.
Learn how to apply for your credit card Bank of America Travel Rewards Credit Card
Applying for the Bank of America Travel Rewards Credit Card is simple and can be done online. Interested individuals can visit the Bank of America website and fill out an application. Alternatively, they can apply through the Bank of America mobile app or by visiting a Bank of America financial center. Prerequisites for requesting the card include meeting creditworthiness criteria and providing necessary personal information. Once the application is submitted, applicants can track their status online or through customer service.
Discover the main ways to apply for the card Bank of America Travel Rewards Credit Card
Potential applicants have several options for applying for the Bank of America Travel Rewards Credit Card. They can apply online through the Bank of America website, ensuring they meet the necessary requirements and provide accurate information. Alternatively, applicants can use the Bank of America mobile app for added convenience or visit a Bank of America financial center to apply in person. Regardless of the method chosen, applicants should carefully review the terms and conditions before submitting their application.
Prerequisites for request
Before applying for the Bank of America Travel Rewards Credit Card, it’s important to understand the prerequisites. Applicants should have a good credit history to increase their chances of approval. Additionally, certain features and benefits may require enrollment in Bank of America Preferred Rewards®. By meeting these prerequisites and submitting a complete application, applicants can maximize their chances of receiving the card and enjoying its rewards.
From the site
To apply for the Bank of America Travel Rewards Credit Card from the website, visit the official Bank of America website and navigate to the credit cards section. From there, select the Travel Rewards Credit Card and click on the “Apply Now” button to begin the application process.
From the site App
Applicants can also apply for the Bank of America Travel Rewards Credit Card through the Bank of America mobile app. Simply download the app from the App Store or Google Play Store, log in to your account, and navigate to the credit cards section to find the Travel Rewards Credit Card. Click on “Apply Now” to start the application process.
By agency
For those who prefer a more personal approach, applying in person at a Bank of America financial center is an option. Visit your nearest branch and speak with a representative who can assist you with the application process and answer any questions you may have. Be sure to bring any necessary documentation, such as proof of income and identification, to complete the application.
The Bank of America Travel Rewards Credit Card offers a compelling combination of rewards, benefits, and features for travelers. From its unlimited points earning and generous online bonus offer to its lack of annual fees and foreign transaction fees, this card is designed to enhance the travel experience while providing peace of mind with its security features. While there are some minor drawbacks, such as the intro balance transfer fee and standard APR, the overall value of the card makes it a worthwhile choice for those who love to explore the world.