Explore the advantages, disadvantages, and additional features of the Blue Business® Plus Credit Card, along with application methods and prerequisites.
The Blue Business® Plus Credit Card from American Express offers entrepreneurs and business owners a range of benefits, including a generous rewards program, expense management tools, and customer service perks. Dive into the details to see if this card is the right fit for your business needs.
Advantages of the card Blue Business® Plus Credit Card
The Blue Business® Plus Credit Card stands out with its flexible rewards program, allowing cardholders to earn 2X points on purchases up to $50,000 per year, with no category restrictions. Additionally, the card offers a generous welcome bonus of 15,000 Membership Rewards® Points after meeting the spending requirement in the first three months. Furthermore, the card comes with a 0% introductory APR on purchases for the first 12 months, providing cash flow flexibility for new business expenses.
Disadvantages of the card Blue Business® Plus Credit Card
While the Blue Business® Plus Credit Card offers enticing rewards and benefits, potential drawbacks include a variable APR after the introductory period, ranging from 18.49% to 26.49%. Additionally, the 2X points earning rate is limited to the first $50,000 in purchases per year, which may not be sufficient for larger businesses with higher spending volumes.
Extra features offered by Blue Business® Plus Credit Card
In addition to its rewards program, the Blue Business® Plus Credit Card provides various expense management tools to streamline business operations. Features like Expanded Buying Power allow cardholders to make purchases above their credit limit, while tools like Connect to QuickBooks® simplify expense categorization. Furthermore, the card offers employee cards at no additional annual fee, allowing business owners to earn rewards on their employees’ purchases.
Learn how to apply for your credit card Blue Business® Plus Credit Card
Applying for the Blue Business® Plus Credit Card is quick and easy. Interested applicants can visit the American Express website to complete the online application process, which typically takes just a few minutes. Alternatively, they can apply through the American Express mobile app for added convenience.
Discover the main ways to apply for the card Blue Business® Plus Credit Card
Prospective cardholders can apply for the Blue Business® Plus Credit Card through multiple channels, including:
From the site
Visit the official American Express website to access the online application form and apply directly from your computer or mobile device.
From the site App
Download the American Express mobile app from the App Store or Google Play Store to apply for the Blue Business® Plus Credit Card conveniently from your smartphone or tablet.
By agency
For personalized assistance, visit a local American Express branch or authorized agency to apply for the Blue Business® Plus Credit Card in person.
In conclusion, the Blue Business® Plus Credit Card from American Express offers a range of benefits tailored to the needs of small business owners and entrepreneurs. With its flexible rewards program, expense management tools, and customer service perks, it provides valuable support for managing business finances effectively. However, prospective applicants should carefully consider factors like the variable APR and spending limitations to determine if this card aligns with their business goals. Overall, the Blue Business® Plus Credit Card presents a compelling option for businesses seeking to maximize benefits and streamline operations.