The BankAmericard® Credit Card offers a 0% Intro APR for 18 billing cycles on purchases and balance transfers, with no annual fee. Learn more about its benefits, drawbacks, and additional features below.
Advantages of the card BankAmericard® Credit Card
The BankAmericard® Credit Card offers a 0% Intro APR for 18 billing cycles for both purchases and balance transfers made within the first 60 days, helping cardholders save on interest. Additionally, there is no annual fee, providing cost-saving benefits.
Disadvantages of the card BankAmericard® Credit Card
One disadvantage of the BankAmericard® Credit Card is the variable APR ranging from 16.24% to 26.24% after the introductory period ends. Additionally, a 3% fee applies to all balance transfers, which could impact overall savings.
Extra features offered by BankAmericard® Credit Card
The BankAmericard® Credit Card provides access to a FICO® Score updated monthly for free, offering cardholders insights into their credit health. Moreover, cardholders can benefit from credit education resources and digital wallet technology for convenient payments.
Learn how to apply for your credit card BankAmericard® Credit Card
Applying for the BankAmericard® Credit Card can be done online through the Bank of America website or mobile app, or by visiting a Bank of America financial center. Ensure you meet the prerequisites outlined below before applying.
Discover the main ways to apply for the card BankAmericard® Credit Card
To apply for the BankAmericard® Credit Card, you can:
From the site
Visit the Bank of America website and navigate to the credit cards section to find the BankAmericard® Credit Card. Click on “Apply Now” and follow the instructions to complete your application.
From the site App
Download the Bank of America mobile app, log in to your account, and navigate to the credit cards section. Find the BankAmericard® Credit Card and click on “Apply Now” to start your application process.
By agency
Visit a Bank of America financial center near you and speak with a representative to apply for the BankAmericard® Credit Card in person. Make sure to bring any required documentation and meet the eligibility criteria.
The BankAmericard® Credit Card offers attractive benefits such as a 0% Intro APR, no annual fee, and access to credit education resources. However, potential cardholders should consider the variable APR and balance transfer fee. Overall, it can be a valuable tool for those looking to save on interest and manage their finances effectively.