The Discover it® Secured Credit Card offers an opportunity to build credit responsibly while earning cash back rewards. With no annual fee and a simple application process, it’s an accessible option for those looking to establish or improve their credit.
Advantages of the card Discover it® Secured Credit Card
– No annual fee and no credit score required for application. – Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically, and unlimited 1% cash back on all other purchases. – Opportunity to upgrade to an unsecured card and get your deposit back after 7 months of responsible use. – 99% nationwide acceptance. – Additional security features such as Online Privacy Protection, Social Security number alerts, and Freeze it® option.
Disadvantages of the card Discover it® Secured Credit Card
– Standard Variable Purchase APR of 28.24% applies. – Minimum security deposit required, starting at $200. – Cashback match only applies after the first year.
Extra features offered by Discover it® Secured Credit Card
– Online Privacy Protection. – Social Security number alerts. – Freeze it® option. – $0 Fraud Liability Guarantee. – 100% U.S. Based Customer Service. – View your FICO® Credit Score for free.
Learn how to apply for your credit card Discover it® Secured Credit Card
To apply for the Discover it® Secured Credit Card, you can visit the Discover website and fill out the online application form. Alternatively, you can also apply through the Discover mobile app or by contacting a Discover agency.
Discover the main ways to apply for the card Discover it® Secured Credit Card
– From the site: Visit the Discover website and navigate to the credit card section to find the application form. – From the site App: Download the Discover mobile app from your app store and follow the instructions to apply for the card. – By agency: Contact a Discover agency either through phone or in person to initiate the application process.
Prerequisites for request
– Be at least 18 years old. – Have a valid Social Security number. – Meet income and credit history requirements. – Provide a minimum security deposit, starting at $200.
The Discover it® Secured Credit Card presents a viable option for individuals looking to establish or rebuild their credit. With its cash back rewards program, security features, and opportunity for credit line upgrades, it offers a comprehensive solution for responsible credit building. However, applicants should be mindful of the standard variable APR and minimum security deposit requirements. Overall, it’s a valuable tool for those aiming to improve their financial standing.