The Citi Custom Cash® Card offers lucrative cash back rewards with no rotating bonus categories, making it a convenient choice for everyday spending. With 5% cash back on your top eligible spend category each billing cycle, up to $500 spent, and 1% cash back thereafter, along with a special travel offer, this card is designed to adapt to your changing spending habits. Plus, enjoy a $200 cash back bonus after spending $1,500 in the first 6 months, no annual fee, and a low introductory APR. Explore the advantages, disadvantages, and extra features of the Citi Custom Cash® Card, and learn how to apply today.
Advantages of the card Citi Custom Cash®
The Citi Custom Cash® Card offers several advantages, including:
– Lucrative cash back rewards: Earn 5% cash back on your top eligible spend category each billing cycle, up to $500 spent, and 1% cash back thereafter.
– Special travel offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked through the Citi Travel℠ portal.
– $200 cash back bonus: Receive $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
– No annual fee: Enjoy cash back rewards without the burden of an annual fee.
– Low introductory APR: Benefit from a 0% Intro APR for 15 months on purchases and balance transfers, followed by a variable APR of 19.24% – 29.24%, based on creditworthiness.
Disadvantages of the card Citi Custom Cash®
While the Citi Custom Cash® Card offers many benefits, there are some potential drawbacks to consider, such as:
– Limited cash back categories: The 5% cash back category is capped at $500 spent each billing cycle, which may restrict earning potential for high spenders.
– Balance transfer fee: A balance transfer fee of either $5 or 5% of the amount of each transfer applies, whichever is greater.
Extra features offered by Citi Custom Cash®
In addition to its cash back rewards program, the Citi Custom Cash® Card offers several extra features, including:
– Automatic Account Alerts: Stay informed about your account activity with customizable alerts via email or mobile phone.
– Contactless payment: Enjoy the convenience and security of contactless-chip technology for quick and easy payments.
– Digital Wallets: Seamlessly shop online, in apps, and in stores with digital wallets for added convenience and security.
– Citi Mobile® App: Manage your account on the go with the Citi Mobile® App, providing access to account information, payment options, and more.
Learn how to apply for your credit card Citi Custom Cash®
Applying for the Citi Custom Cash® Card is easy and straightforward. Simply visit the Citi website or use the Citi Mobile® App to begin your application process.
Discover the main ways to apply for the card Citi Custom Cash®
– From the site: Visit the Citi website and navigate to the Custom Cash® Card page to apply online.
– From the site App: Download the Citi Mobile® App from the App Store or Google Play Store and follow the prompts to apply for the card.
– By agency: Contact a Citi representative or visit a Citi branch to apply for the card in person.
Prerequisites for request
To apply for the Citi Custom Cash® Card, you will need to meet certain prerequisites, including:
From the site
– Personal information: Provide your name, address, social security number, and other relevant details.
– Financial information: Disclose your income, employment status, and other financial details.
From the site App
– Mobile device: Ensure you have a compatible mobile device with internet access to complete the application process via the Citi Mobile® App.
By agency
– Identification: Bring a valid form of identification, such as a driver’s license or passport, when applying for the card in person.
The Citi Custom Cash® Card offers a compelling combination of cash back rewards, special offers, and valuable features, making it an attractive option for consumers seeking a versatile and rewarding credit card. With no annual fee, a generous cash back bonus, and convenient digital banking tools, the Citi Custom Cash® Card provides flexibility and value for everyday spending needs. Apply today and start earning cash back on your purchases!