The Citi Double Cash Card offers double the cash back rewards on every purchase, making it a lucrative option for savvy consumers. With no category restrictions and a limited-time offer of 5% cash back on select travel bookings, this card stands out among the competition. Plus, enjoy a low intro APR on balance transfers for added financial flexibility. Learn more about the advantages, disadvantages, and extra features of the Citi Double Cash Card, as well as how to apply for it.
Advantages of the card Citi Double Cash Card
The main advantage of the Citi Double Cash Card is its straightforward rewards structure, offering 2% cash back on every purchase – 1% when you buy and an additional 1% as you pay. There are no category restrictions or enrollment needed, allowing cardholders to earn unlimited cash back without the hassle of keeping track of spending categories. Additionally, the card features a limited-time offer of 5% total cash back on hotel and car rentals booked through the Citi Travel portal until 12/31/24, providing extra value for travelers.
Disadvantages of the card Citi Double Cash Card
One notable disadvantage of the Citi Double Cash Card is its variable APR, which can range from 19.24% to 29.24%, depending on creditworthiness. While the card offers a low intro APR on balance transfers for 18 months, it’s important to be mindful of the APR after the introductory period ends. Additionally, the card does not offer any introductory rewards points or bonuses beyond the $200 cash back offer for new cardmembers who spend $1,500 on purchases within the first 6 months.
Extra features offered by Citi Double Cash Card
In addition to its cash back rewards program, the Citi Double Cash Card offers several extra features for cardholders’ convenience and security. These include 24/7 customer service, contactless payment technology for quick and secure transactions, and compatibility with digital wallets for online and in-store purchases. Cardholders also have access to Citi’s suite of financial management tools and resources through the Citi Mobile App.
Learn how to apply for your credit card Citi Double Cash Card
Applying for the Citi Double Cash Card is simple and can be done online through the official Citi website. Alternatively, you can apply over the phone by calling the provided number. Make sure to have your personal information and financial details ready when applying, as well as any promotional codes or offers you may have received.
Discover the main ways to apply for the card Citi Double Cash Card
There are several ways to apply for the Citi Double Cash Card:
From the site:
Visit the official Citi website and navigate to the credit cards section. Select the Citi Double Cash Card and follow the prompts to apply online.
From the site App:
If you prefer to apply using a mobile device, download the Citi Mobile App from the App Store or Google Play Store. Once installed, follow the instructions to apply for the Citi Double Cash Card within the app.
By agency:
If you prefer personalized assistance, you can apply for the Citi Double Cash Card in person at a Citi branch or authorized agent location. Bring along any required documentation and be prepared to complete the application process on-site.
Prerequisites for request
To apply for the Citi Double Cash Card, you must meet certain eligibility criteria, including being at least 18 years old and having a valid Social Security number. You will also need to provide personal information such as your full name, address, and annual income. Additionally, Citi may perform a credit check as part of the application process to determine your creditworthiness.
The Citi Double Cash Card offers a competitive rewards program with double the cash back on every purchase, making it an attractive option for consumers looking to maximize their earnings. While the card does have some drawbacks, such as a variable APR and lack of introductory bonuses, its simplicity and versatility make it a solid choice for everyday spending. With convenient features like contactless payment and 24/7 customer service, the Citi Double Cash Card provides added value beyond its rewards program. Overall, this card is worth considering for individuals seeking a straightforward and rewarding credit card experience.