The Citi® / AAdvantage® Business™ World Elite Mastercard® is an exceptional credit card tailored for business owners who frequently travel. This card offers an impressive sign-up bonus of 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 within the first five months of account opening. Cardholders can earn 2 miles per dollar spent on telecommunications, cable and satellite providers, car rentals, gas stations, and eligible American Airlines purchases. All other purchases earn 1 mile per dollar spent. The card also provides a host of travel benefits, including no foreign transaction fees, a free checked bag on domestic flights, preferred boarding, and 25% savings on inflight purchases. Moreover, the annual fee is waived for the first year. This card is ideal for business owners looking to earn significant travel rewards while managing their expenses effectively.
Advantages of the card Citi® / AAdvantage® Business™ World Elite Mastercard®
The Citi® / AAdvantage® Business™ World Elite Mastercard® offers numerous advantages, especially for business travelers. Key benefits include a generous sign-up bonus of 75,000 AAdvantage® miles after spending $5,000 in the first five months. Cardholders earn 2 miles per dollar on specific business-related purchases and eligible American Airlines purchases, and 1 mile per dollar on all other purchases. The card also waives foreign transaction fees, making it ideal for international travel. Additional perks include a free checked bag on domestic flights, preferred boarding, and 25% savings on inflight purchases of food, beverages, and Wi-Fi. These benefits can significantly enhance your travel experience and help you save money.
Disadvantages of the card Citi® / AAdvantage® Business™ World Elite Mastercard®
Despite its many benefits, the Citi® / AAdvantage® Business™ World Elite Mastercard® has a few drawbacks. The annual fee of $99, which is waived for the first year, may be a consideration for some businesses. Additionally, the variable APR for purchases and balance transfers ranges from 21.24% to 29.99%, which can be high for businesses that carry a balance. Moreover, the bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Business™ account in the past 48 months. Finally, while the card offers excellent travel rewards, it may not be as beneficial for businesses with minimal travel expenses.
Extra features offered by Citi® / AAdvantage® Business™ World Elite Mastercard®
The Citi® / AAdvantage® Business™ World Elite Mastercard® provides several additional features that add value to the card. Each cardholder earns 1 Loyalty Point for every $1 spent, which can help achieve AAdvantage® status. The card also includes travel management tools, such as essential reporting capabilities, duty of care, traveler activity tracking, and expense management. Furthermore, businesses can earn an American Airlines Companion Certificate for domestic travel after spending $30,000 in a year. This certificate allows a companion to fly with you for $99 plus taxes and fees. These features make the card an excellent choice for managing business travel efficiently.
Learn how to apply for your credit card Citi® / AAdvantage® Business™ World Elite Mastercard®
Applying for the Citi® / AAdvantage® Business™ World Elite Mastercard® is easy and can be done online, through the Citi mobile app, or by visiting a Citi branch. Ensure you have all necessary personal and business information ready when applying. The application process is straightforward, and you can receive a response in under a minute. If approved, your card will be mailed to you, and you can start earning rewards right away.
Discover the main ways to apply for the card Citi® / AAdvantage® Business™ World Elite Mastercard®
There are several convenient ways to apply for the Citi® / AAdvantage® Business™ World Elite Mastercard®:
Prerequisites for request
To qualify for the Citi® / AAdvantage® Business™ World Elite Mastercard®, applicants must be U.S. residents or residents of U.S. territories, excluding Puerto Rico and the U.S. Virgin Islands. Applicants should also have a good to excellent credit score. Additionally, you must not have received a new account bonus for a Citi® / AAdvantage® Business™ account in the past 48 months.
From the site
You can apply directly from the Citi website by navigating to the business credit cards section and selecting the Citi® / AAdvantage® Business™ World Elite Mastercard®. Complete the online application form with your personal and business details.
From the site App
The Citi mobile app provides a convenient platform to apply for the card. Download the app, log in with your Citi account, and follow the prompts to apply for the Citi® / AAdvantage® Business™ World Elite Mastercard®.
By agency
If you prefer a more personal approach, you can visit a Citi branch and apply for the card in person. A Citi representative will assist you with the application process and answer any questions you may have.
In conclusion, the Citi® / AAdvantage® Business™ World Elite Mastercard® offers substantial rewards and benefits tailored to business travelers. The generous sign-up bonus, double miles on key business expenses, and travel perks like a free checked bag and preferred boarding make it an excellent choice for businesses looking to maximize their travel rewards. However, potential applicants should consider the annual fee and variable APR rates. Overall, this card is a valuable asset for enhancing business travel and earning significant rewards.