The Blue Cash Preferred® Card from American Express offers generous cash back rewards on everyday purchases, along with various additional benefits and features. Explore its advantages, disadvantages, and how to apply for this card.
Advantages of the card Blue Cash Preferred®
The Blue Cash Preferred® Card from American Express offers a multitude of advantages, making it a desirable choice for savvy consumers. One of its standout features is the substantial cash back rewards program, which includes 6% cash back on groceries at U.S. supermarkets (up to $6,000 per year in purchases), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit expenses, and 3% cash back at U.S. gas stations. Additionally, cardholders earn 1% cash back on all other purchases, providing opportunities for savings across various spending categories.
Disadvantages of the card Blue Cash Preferred®
While the Blue Cash Preferred® Card offers attractive rewards, it does come with an annual fee of $95 after the first year. This fee may deter some potential applicants, especially those who do not spend enough in the bonus categories to offset the cost. Additionally, the high cash back rates on groceries are limited to purchases made at U.S. supermarkets, which may not benefit individuals who primarily shop elsewhere.
Extra features offered by the Blue Cash Preferred® Card
In addition to its cash back rewards program, the Blue Cash Preferred® Card provides cardholders with several enticing extra features. These include a $250 statement credit after spending $3,000 in purchases within the first 6 months of Card Membership, a 0% introductory APR on purchases and balance transfers for 12 months, and access to various Amex Offers for additional savings. Cardholders can also enjoy perks such as a $84 annual credit for the Disney Bundle and a $120 annual Equinox+ credit.
Learn how to apply for your credit card Blue Cash Preferred®
Applying for the Blue Cash Preferred® Card from American Express is a straightforward process. Prospective cardholders can visit the American Express website and complete the online application form, which typically takes only a few minutes to fill out. Alternatively, individuals can apply via the American Express mobile app for added convenience. Those who prefer personalized assistance can also apply for the card at a local American Express branch or through authorized agents.
Discover the main ways to apply for the card Blue Cash Preferred®
There are several convenient methods to apply for the Blue Cash Preferred® Card. One option is to visit the American Express website, where applicants can find detailed information about the card’s benefits and features before initiating the application process. Another popular approach is to download the American Express mobile app, which allows users to apply for the card directly from their smartphones or tablets. Additionally, individuals can visit a nearby American Express branch or contact authorized agents to apply in person.
Prerequisites for request
To be eligible for the Blue Cash Preferred® Card, applicants must meet certain criteria, including having a good to excellent credit score. Additionally, applicants should be at least 18 years old and have a valid Social Security number. It’s also important to ensure that all information provided on the application is accurate and up to date to increase the likelihood of approval.
From the site
To apply for the Blue Cash Preferred® Card directly from the American Express website, simply navigate to the card’s page and click on the “Apply Now” button. Follow the prompts to provide the required information and submit your application.
From the site App
Download the American Express mobile app from the App Store or Google Play Store. Once installed, navigate to the “Credit Cards” section and select the Blue Cash Preferred® Card. Follow the on-screen instructions to complete your application securely from your mobile device.
By agency
Visit a local American Express branch or contact authorized agents to apply for the Blue Cash Preferred® Card in person. A representative will assist you in completing the application and answer any questions you may have about the card’s features and benefits.
The Blue Cash Preferred® Card from American Express offers lucrative cash back rewards and a variety of additional perks, making it an attractive option for consumers looking to maximize their savings on everyday purchases. While the annual fee may be a deterrent for some, the card’s benefits often outweigh this cost for frequent users of U.S. supermarkets, streaming services, transit, and gas stations. With straightforward application processes and various ways to apply, obtaining the Blue Cash Preferred® Card is convenient for individuals seeking a rewarding credit card experience.