Discover the various advantages, disadvantages, and extra features of the Harley-Davidson Visa Credit Card, and find out the application process to start earning rewards. Learn about the cashback incentives, exclusive rewards, and application requirements that make this card a top choice for motorcycle enthusiasts.

Advantages of the card Harley-Davidson Visa Credit Card

The Harley-Davidson Visa Credit Card offers numerous advantages tailored for motorcycle enthusiasts. Cardholders can earn $100 at H-D by simply spending $500 on their H-D Visa card within the first 90 days. Additionally, the card provides a 0% intro APR on purchases and balance transfers for the initial 9 billing cycles, followed by a competitive variable APR. With the H-D Visa Signature Card, users can earn 3X points at H-D, gas, and EV charging stations, along with 2X points at restaurants, bars, hotels, and other lodging establishments. Furthermore, cardholders can earn 1X points everywhere else Visa is accepted. The H-D H.O.G. Elite Visa Signature Card offers even greater rewards, including 5X points at H-D, gas, and EV charging stations.

Disadvantages of the card Harley-Davidson Visa Credit Card

While the Harley-Davidson Visa Credit Card provides enticing rewards, it’s essential to consider potential drawbacks. One disadvantage is the annual fee associated with the H-D H.O.G. Elite Visa Signature Card, although this fee is offset by up to $99 in annual credits. Additionally, the variable APR, which ranges from 19.24% to 29.99%, can pose a challenge for cardholders who carry a balance beyond the introductory period. Another consideration is the foreign transaction fee of 3% on each transaction conducted outside of the United States.

Extra features offered by the Harley-Davidson Visa Credit Card

In addition to rewards, the Harley-Davidson Visa Credit Card offers several extra features. Cardholders can accumulate H-D Genuine Rewards points with their purchases, which can be redeemed for various H-D merchandise and services. Furthermore, the H-D Visa Free Ride Sweepstakes gives cardholders the chance to win a Harley-Davidson motorcycle every month simply by making purchases. H.O.G. member exclusives provide additional benefits, including entries into the Free Ride Sweepstakes and points for miles ridden on an H-D motorcycle.

Learn how to apply for your credit card Harley-Davidson Visa Credit Card

Applying for the Harley-Davidson Visa Credit Card is straightforward. Interested individuals can visit the official website and fill out an online application. Alternatively, they can apply through the site app or by visiting a U.S. Bank branch. Prerequisites for requesting the card include meeting creditworthiness criteria and being a U.S. H.O.G. member for certain benefits. It’s important to gather necessary documentation and provide accurate information during the application process to ensure smooth processing.

Discover the main ways to apply for the card Harley-Davidson Visa Credit Card

Potential applicants can apply for the Harley-Davidson Visa Credit Card through various channels. They can apply online via the official website or through the site app for added convenience. Those preferring a more personal approach can visit a U.S. Bank branch to apply in person. Regardless of the method chosen, applicants should ensure they meet the necessary requirements and provide accurate information during the application process. After submission, applicants can track their application status online or through customer service.

Prerequisites for request

Before applying for the Harley-Davidson Visa Credit Card, it’s important to understand the prerequisites. Applicants should have a good credit history to increase their chances of approval. Additionally, certain benefits, such as H.O.G. member exclusives, require individuals to be active U.S. H.O.G. members. By meeting these prerequisites and submitting a complete application, applicants can maximize their chances of receiving the card and enjoying its rewards.

The Harley-Davidson Visa Credit Card offers an exciting opportunity for motorcycle enthusiasts to earn rewards while fueling their passion. With its attractive benefits, including cashback incentives, points for purchases, and exclusive sweepstakes, this card is a valuable addition to any rider’s wallet. While there are some fees and APR considerations, the potential rewards far outweigh these drawbacks. Overall, the Harley-Davidson Visa Credit Card is a must-have for those who love the open road and everything that comes with it.